> ## Documentation Index
> Fetch the complete documentation index at: https://magica-help.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# How do credits work?

> Application credits vs OpenRouter tokens.

Galaxy uses a credits balance for tool work. Credits are not a fixed price per “task” — they follow what actually ran.

## What uses credits

* **Magica tools** (GPT Image 2, Crop Image, Merge Videos) settle once when the tool finishes
* A turn may reserve credits up front. If the estimate is larger than the remaining reserve, you get a **credit waitpoint** — approve or stop
* Unused reserve is reconciled when the run finishes

## What does not charge application credits

OpenRouter Free records **tokens** at **0 application credits**. The footer under a reply still shows token counts so you can see how large the turn was.

## Track usage

Each finished assistant message shows duration, tokens, credits, and the routed model. Your balance is on **Settings → Account** and on a task page next to the folder control.

<Tip>
  Image and video tools cost more than a text-only reply. If usage looks high, check whether GPT Image 2 or Merge Videos ran, and whether the same chat had more than one tool turn.
</Tip>


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